Best business credit cards with no personal collateral requirement for December 2021 – Forbes Advisor

The Brex 30 card does not require any collateral as it sets credit limits based on cash flow and determines a business’s eligibility for qualification based on spending habits and sales volume. This means that no credit check is required for business owners without strong or established credit. Businesses with at least $ 50,000 in professionally managed funds or at least $ 100,000 in cash in a bank account are usually able to get a Brex card.

Rewards: 8 points per dollar on carpooling, 5 points per dollar on trips booked through Brex Travel, 4 points per dollar on restaurants, 3 points per dollar on recurring software and 1 point per dollar on everything else

Welcome bonus: 30,000 points after spending $ 3,500, or 50,000 points after spending $ 9,000 within 30 days

Annual subscription : $ 0

Other advantages and disadvantages: The Brex 30 Card is a payment card, which means it must be paid off in full every month. Businesses looking to keep balances should look elsewhere, but for those who can pay a fee every month (or even every day), the Brex 30 Card offers a long list of benefits.

With no annual fees or overseas transaction fees, businesses using the Brex card exclusively and paying for it from a Brex Cash account will see the best points per dollar spent on rewards.

Carrying a Brex Card also comes with other rewards, like big discounts from a number of providers like Amazon Web Services, Slack, UPS, Quickbooks, Google Ads, Freshworks and more. The rewards of the card make it ideal for flushing businesses without the need for an introductory 0% APR, welcome bonus, and no desire for annual fees.

Read our Brex 30 Card review to find out more.

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