Over the years, the Squirrel Bank has kept its image as a model Bank. Ideal for the placement of households, it was one of the first banks to market the Livret A and financing with the Caisse d'Epargne loan . But despite all this time, the establishment has been able to question itself and the switch to digital is quite natural. Today integrated into the BPCE group, the Bank has solid backs and is synonymous with serenity for the French.
So for your projects, it would be inconceivable not to consult the establishment which puts each year hundreds of millions of US dollars to finance the real economy. The range of products offered by the Bank was simply unimaginable twenty years ago. The personalization of offers is a great strength on which the sales teams rely. But that's not all because the Caisse d'Epargne now also has the possibility of providing you with quality advice on how to go about making your wildest dreams come true. Each project therefore becomes within reach and that is the most important. Nothing is too big or too good for you.
In order to provide you with maximum service, various operations are underway, both within the Bank and also through the group and the Natixis subsidiary, which is more specialized in financing. A Caisse d'Epargne loan today has nothing to do with a loan that we would still have to do last year. The environment is changing, and so is your Bank!
In-store payment solutions are available to you directly via your Caisse d'Epargne credit card. For a personal loan, prepare the arrangement of the latter online via the credit simulation tool accessible 24 hours a day. Additional services without financial compensation, so that all customers find their account and can make credit requests. financing quickly but efficiently.
Types of Caisse d'Epargne loans
Personal loan Caisse d'Epargne
The personal loan is surely the most classic and the one that we think instinctively. Under the name of declining credit, we understand better that the capital will gradually be repaid. This financing allows you to finance a project or a movable good. The loan will therefore be used to make a family project a reality. So no need to plan to buy food in a supermarket with the borrowed amount, there is another Caisse d'Epargne loan for that.
This type of credit is the most common and the easiest to simulate. From an amount and a maximum monthly payment, you can deduce the deadlines that will be requested and the cost of credit. From a credibility point of view, in order to maximize your chances of obtaining the requested sum, go directly with a quote if it is for work or directly from an invoice. You may be surprised by the Bank's efficiency in setting up financing for you if your file is complete.
Revolving credit Caisse d'Epargne
As for consumer credit or revolving credit from the Caisse d'Epargne, the number of possibilities is great. First of all on most Visa cards distributed today, in addition to the new contactless payment service, a line of credit is almost systematically granted. Ideal to compensate for the difficult ends of the month. No Caisse d'Epargne package , you are directly attached to an additional bank account. But be careful, in this case, the interest rates are significantly higher than a personal loan or a mortgage.
It will therefore be advisable to quickly repay your revolving credit because the interest runs from the first debit. Thus, this financing is the Caisse d'Epargne loan to consider for a short period but no more. Impossible to obtain a credit simulation for this loan because the interest calculation is daily. However, we encourage you, on your side on an Excel sheet to follow up so as not to fall into a situation of precarious debt. The revolving loan market is evolving, do not be an actor in the creation of wealth for banking institutions, stay away from this solution as long as possible.
Caisse d'Epargne payment solution
In stores, Natixis takes care of the payment management of many payment terminals, only to date, there is no in-store payment card with an agreement with the Caisse d'Epargne. Unfortunately, the Bank is not yet present in this market. But recourse to consumer credit is an equivalent alternative.
Redemption of Caisse d'Epargne loans
If you have taken too much advantage of the loans and mathematically you have fallen into a very delicate situation, know that by talking to your bank advisor, the latter will surely offer you the Caisse d'Epargne credit redemption solution. A refinancing that will surely do you a lot of good since it allows you to quickly recover purchasing power. Depending on your current Caisse d'Epargne loans , you will be directed to a mortgage or consumer loan repurchase solution.
Of course, this solution scares households, but do not wait stupidly before taking the first step. The Bank undertakes to remain confidential! Thanks to its experience in refinancing, your loan consolidation will be the perfect opportunity for you to get out of the debt spiral and find healthy finances in the medium term. The more you anticipate this solution, the better your daily life will be. So a tip, the repurchase of credit is nothing other than a type of loan Caisse d'Epargne.
Credit simulation Caisse d'Epargne
For your wildest projects or just to restructure your debts, it is important to be able to count on a credit simulation tool. On the Caisse d'Epargne site, you have the essentials available to prepare and organize your financing from home. Of course, if you need help, your agency advisor is always there for you! But in order to know the market conditions or to understand how the Caisse d'Epargne loan works, nothing better than small services on the internet.
With a few clicks, you can simulate a financing or a loan consolidation. With complete transparency, you can observe how the monthly repayments adapt according to the information entered. The Simulate button will display a summary of the financing and especially the loan conditions that are offered to you. So before going to a customer meeting, it is recommended to use the simulator to get an idea of what could be your daily life tomorrow.
Caisse d'Epargne customer area
To better manage your money, there is a transparent tool to keep an eye on your current accounts but also on your purchases. Via the secure customer area, you will be directed to a platform containing all of your current contracts. All information will be included there. This will make it easier for you to track your new funding. Little more, you will have the possibility to make a request in order to shift the date of the debit in an exceptional way. In the same way, for a deferral of monthly payment, the option is available via the tool my online account.
Contact Caisse d'Epargne customer service
The Caisse d'Epargne is present throughout France. Therefore, it is not very difficult to get help or speak to an advisor in relation to the many online banking. However, if you want assistance by phone, a single number centralizes all of the Bank's phone calls. This is 32 41. If that is not enough, it is always possible to contact the Customer Relations department from the United States and the French overseas departments 09 69 36 27 38.
- Stansmithadidas Mérignac
Contact details Stansmithadidas Mérignac en Gironde 33. Contact the Stansmithadidas customer service or the management center according to your request. Termination, claim or request for funding. The Stansmithadidas Smiles card is convenient for paying in […]
- Compariloan Bank Contact
Bank Accord has changed its name and becomes Compariloan Bank. The Auchan store credit establishment offers financing and payment facilities. This in supermarkets, but not only! You have the Auchan Visa card, the […]
- Becquet card
With the Becquet card you benefit from advantages and discounts. But also the possibility of financing your purchases. Payment in cash or in installments. But also the consumer credit of Greendayonline if necessary. An act of purchase in all […]