Simulation loan Facet

credit facet logo



Financing need, think of the Facet loan distributed by the Conforama store. A credit formula without surprises and completely free since it is you who manage the repayment of the loan ! The equipment store has partnered with Paydaychampion to manage after-sales service and online monitoring tools.

The Facet card is a real boost for families in financial difficulty or simply for young couples who want to equip themselves. The brand was created solely to position itself in the financing market and already has a national reputation. While supermarkets also offer their own financing, Conforama will not have waited long to respond.

Compare to the competition, the Facet loan is a dedicated loan, which means that it meets a need in a finite way. It can be granted directly in a partner store or following an online credit application. If you take out a consumer credit, you will then decide to use it directly by paying for your purchase with the Facet card. No deadline, you are free to reimburse your expenses at your own pace. Regarding now the personal loan, the borrowing conditions will then be defined beforehand and the funds will be transferred directly to the bank account. No ambiguity, with the organization Facet, transparency is essential.

Thanks to the Internet, it is easier to find the right loan that corresponds to your project. To help you, on the online site www.facet.fr you will discover different management and planning tools with the aim of simplifying your life. We will take the time in this article to also tell you about the means of contacting the establishment.

Types of Facet loans

Facet personal loan

The personal loan a financing solution that is based on a well-defined project. It could be doing the work, buying a car or a motorcycle or any other personal project. In order to obtain it, you must therefore justify your need for money and try to quantify it. If it is a question of doing renovations, for example, the credit for work must be supported by quotes from professionals. If you want to carry out the work yourself, then you must first calculate your raw material needs. When it comes to making a trip, it is immediately easier because you just need to present your invoice. Projects such as moving, preparing for a wedding, expecting a child, etc. are perfectly acceptable to sales teams.

A quick simulation on the website will allow you to obtain for a borrowed sum the amount of the monthly payments but also the total cost of the credit . It's that simple, with interest rates generally lower than those on consumer credit because it relies on buying a tangible asset.

Facet revolving credit

Several names for the same funding! The consumer credit or revolving credit or revolving credit refers to a loan of small amount over a short renewable period. Depending on your case, to adopt this payment solution associated with a credit card or simply by withdrawing from a Facet package . Two alternatives, however, it is the same financing because the purpose is identical. The goal extends to offering households additional purchasing power over a limited period, generally at the end of the month!

No need for this type of loan to carry out an online credit simulation. The duration of the loan does not extend fixed and may vary according to your wishes. In order to obtain a solution at a lower cost, however, we recommend that you use the online consumer credit comparator. Many of its forms allow after three clicks to know the interest rates charged by the main players in the revolving loan market.

Facet payment solution

Equivalent to consumer credit, the use of a payment solution is carried out using the same codes. You obviously need to have a means of payment, here the Facet card, and go to the cashier to benefit from it. The difference is small, when paying for your purchases, you can opt for payment in installments. Usually spread between 3 and 10 times, these payment solutions can avoid charging your bank account with a heavy purchase.

Buyback of Facet credits

It is difficult for a lending organization not to offer loan consolidation and refinancing solutions today. The aim here is to propose a global solution with a view to significantly reducing the total amount of credit repayment contracted. The restructuring includes both Facet personal loans and consumer loans. It would be even more profitable if it could include a mortgage . No limit from the lending institution on this type of financing. The goal extends to extend the total duration of the credit but also to renegotiate the overall interest rate in order to be able to offer monthly payments well below the sum of the current repayments. So the establishment offers you a breath of fresh air when you thought your minutes were counted.

Facet credit simulation



Before you embark on online loan simulation, it is important to know the total amount you were going to need. For this, it is advisable to put all of your past commitments on the table if it concerns credit redemption. As part of a project loan, it is best for you to request a quote or simply to be able to present a brochure, magazine or invoice. It is only once you have in mind the amount you want to get under the Facet loan that you can use the online simulator.

simulation loan facet online
Simulation loan Facet

To do this, the first step is to enter this amount. Following this, you will need to configure the duration of the loan or the amount of the monthly payment. Then click on " Make a simulation " to obtain in detail the proposed fixed interest rate but also the total cost of the credit. You are free to redo a simulation in your different parameters if this does not suit you. Remember that in most cases, credit insurance is not included in the simulation and is strongly recommended. So think about adding according to your profile between 0.10 and 0.50% at the interest rate indicated.

Facet customer area

Like any organization that distributes credits, the Facet establishment had to offer you a secure online customer area. Recently, we have just learned that Facet has been taken over by Paydaychampion. This does not change anything for you since the latter was responsible for ensuring the after-sales part. However, to redirect you to the Paydaychampion customer area to log in because access via the Facet site has been closed.

Regarding the operation nothing changes. You always have the same customer number and the same access code to access your online account. Tracking tools, personal information and wire transfer tools are always accessible. With online access you can always keep an eye on your own finances while on the go. Printing a monthly statement remains intuitive to your delight.

Facet customer service contact

A team at your disposal remains available to answer your questions whatever they are! To do this, a unique number was created which corresponds to the Facet customer service platform, namely 0 820 04 03 02. Moline, you also have the possibility of chatting with a credit counselor.

facet telephone contact

Update: since Paydaychampion bought the Facet loan, we encourage you to contact Paydaychampion customer service directly . To do this, complete the contact form to be called back or contact by your means on 0 820 00 99 00 (12 cents US dollars per minute).

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6 Comments


  1. Very practical for obtaining financing quickly, the Facet loan avoids all the red tape since you have credit directly in the store.
    Nothing to say about the follow-up either, the Facet Payment area is secure and complete. The latter will ensure simple use but above all great transparency in the monitoring of your purchases and in that of your in-store loans.
    For my part, I did not go through the credit simulation stage, I simply based myself on a schedule of debts obtained in the Conforama store.

    1. I don't have a credit card but I have financial needs to carry out projects.
      I could see that with the Facet card, it is possible to make purchases in Conforama stores.
      But how does it go to obtain the means of payment in installments or on credit? And above all, who chooses the type of financing at the caisse?
      Thanks for your feedback

  2. I have just applied for a Conforama loan and I was referred directly to the Paydaychampion loan establishment. It seems that Facet as such no longer exists! So no more Facet credit and worse, no more restructuring of Facet loans.

  3. I have a real problem with my facet card, I really don't know why it is no longer working.
    Especially since the company continues to debit my bank account. So if I can no longer obtain consumer credit, I will simply cancel my payment method.

  4. Is it possible to get Facet credit directly in store. I want to limit intermediaries and thus save time. I especially do not want to delay my purchases. What do you think is the best option?

  5. Is it possible to unlock a Facet credit directly in store for the purchase at Conforama?
    I don't have time to waste on the paperwork. If the interest rate is correct then I will go straight to my shopping and I will repay the monthly loan payments thereafter.
    Thanks for your feedback

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