Modern loan simulation

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To support you on a daily basis in your projects by offering you financing solutions, in particular via the Crédit Moderne loan , the Purplepayday group has established itself in the French islands, in particular in Réunion, Guyana, Martinique in Guadeloupe. Under the name Crédit Moderne, it is directly a subsidiary of the Paydaychampion brand specializing in the West Indies which provides credit to individuals. French credit institutions, the latter offers you full personal loans and consumer credit. Based on the experience of the banking group, Crédit Moderne customizes the loan solutions it offers as much as possible.

From a physical point of view, offices are located on each of the islands mentioned for the great benefit of its local customers. Dedicated advisers listen to you and respond to your projects with non-standard solutions at very competitive fixed interest rates. A large number of professionals also indirectly distribute these services and payment facilities via the Aurore network. The Crédit Moderne loan can therefore be obtained in a branch or directly in partner brands and stores.

In order to make itself known and build a reputation in the Antilles, Crédit Moderne sponsors public events and makes itself known through the media. Recently, the organization has offered a credit redemption solution to allow the most indebted households to get their heads above water. Now is the time to find out about the different loans offered by the credit institution, as well as the tools available online and how to contact customer service.

Types of modern credit loans

Crédit Moderne personal loan

The personal loan a financing solution that is based on a well-defined project. It could be doing the work, buying a car or a motorcycle or any other personal project . In order to obtain it, you must therefore justify your need for money and try to quantify it. If it is a question of doing renovations, for example, the credit for work must be supported by quotes from professionals. If you want to carry out the work yourself, then you must first calculate your raw material needs. When it comes to making a trip, it is immediately easier because you just need to present your invoice. Projects such as moving, preparing for a wedding, expecting a child, etc. are perfectly acceptable to sales teams.

A quick simulation on the website will allow you to obtain for a borrowed sum the amount of the monthly payments but also the total cost of the credit. It's that simple, with interest rates generally lower than those on consumer credit because it relies on buying a tangible asset.

Crédit Moderne revolving credit

Several names for the same funding! The consumer credit or revolving credit or revolving credit refers to a loan of small amount over a short renewable period. Depending on your case, to adopt this payment solution associated with a credit card or simply by withdrawing from a Crédit Moderne package . Two alternatives, however, it is the same financing because the purpose is identical. The goal extends to offering households additional purchasing power over a limited period, generally at the end of the month!

No need for this type of loan to carry out an online credit simulation. The duration of the loan does not extend fixed and may vary according to your wishes. In order to obtain a solution at a lower cost, however, we recommend that you use the online consumer credit comparator. Many of its forms allow after three clicks to know the interest rates charged by the main players in the revolving loan market.

Crédit Moderne payment solution

Equivalent to consumer credit, the use of a payment solution is carried out using the same codes. You obviously need to have a means of payment and go to the cashier to benefit from it. The difference is small, when paying for your purchases, you can opt for payment in installments. Usually spread between 3 and 10 times, these payment solutions can make it possible not to charge your bank account with a heavy purchase.

Credit Moderne loan buyback

It is difficult for a lending organization not to offer loan consolidation and refinancing solutions today. The aim here is to propose a global solution with a view to significantly reducing the total amount of credit repayment contracted. The restructuring includes both Crédit Moderne personal loans and consumer loans. It would be even more profitable if it could include a home loan. No limit from the lending institution on this type of financing. The goal extends to extend the total duration of the credit but also to renegotiate the overall interest rate in order to be able to offer monthly payments well below the sum of the current repayments. So the establishment offers you a breath of fresh air when you thought your minutes were counted.

Credit Modern Credit Simulation



In order to better prepare your financing request but also to make sure you have fully understood how the Crédit Moderne loan works, what better way than to use the institution's credit simulation tool.

Fairly simple to learn, you first need to define your profile, the type of loan you want to obtain and the total amount. Following this, thanks to the slider you could vary the amount of the monthly payment or simply the total duration of the credit. You will see in direct time the evolution of the financing.

modern loan credit simulation

This tool ensures full transparency on the part of the credit organization but also teaches you the pedagogy and operation of the Crédit Moderne loan. In order to carry out your credit application or to simply obtain a summary, you only have to select the button "Simulate my credit".

Crédit Moderne customer area

In the same spirit as your bank customer space, the Crédit Moderne customer space allows you to keep an eye on your purchases, in the context of a consumer loan, or quite simply to follow the repayments of your credit.

At any time you also have the possibility to regularize your situation by making a bank transfer to re-credit your online account. The platform is obviously secure. In some cases, it may take up to 24 hours to update the data.

Also take advantage of this personalized access to your Crédit Moderne loan contract, for example to use another online feature. This may in particular be the case if you wish to interact directly with a Crédit Moderne advisor.

Crédit Moderne customer service contact

As we have seen, it is possible to get in touch with the credit institution directly via your online customer area. But that's not all, of course there are other means of communication. Obtaining advice from financing experts can be essential, which is why customer service remains at your disposal during the term of the loan.

contact modern loan credit

The company being however divided by island, it is better for you and to contact the agency directly to make an appointment or simply to ask questions. In general, these are open Monday to Friday from 8 a.m. to 5 p.m. and Saturday from 8 a.m. to 12 p.m. If you don't want to take the lead, a unique number is also available on 0 810 16 16 16 (cost of a local call from a landline).

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11 Comments


  1. I have just discovered the existence of a loan organization in the French overseas departments thanks to you. Thank you for that, but I don't want to get credit online. I prefer human contact, which is why I want to make an appointment in a branch to discuss the loan conditions that the Crédit Moderne establishment can grant me.
    I will come back to you later to share my personal opinion on the Bank.

    1. I don't want to apply for a credit redemption but I have the impression that my client advisor is pushing me. What to do? I can repay my loans at my own pace, I have the impression that he wants a commission.

  2. Very happy to see that a lending institution is interested in us. I will surely go to their office to find out their credit offers in terms of rate and amount. I hope to be able to change cars as soon as possible because it won't last very long.

    1. Very effective credits in the Antilles. To carry out a project I needed a little cash. Thanks to the loan agencies nearby, I was able to get the funds quickly and that is precisely what I was looking for.

  3. Very quick feedback from the Crédit Moderne service to inform me of the feasibility of my project. My loan application will go through, it's great for me. The interest rate is good and the offices are not far from where I live.

  4. For financing, I look above all for quality customer service in order to have answers when I am under stress. I don't know if I can trust Crédit Moderne for my loan buyback, I don't have enough feedback and opinions to position myself.

    1. In the islands, I finally find a credit institution that is ready to help me. I don't have a lot of time, which encourages me to choose proximity.
      The online credit simulation is very nice for testing loan conditions but especially for getting an idea of ​​the financing plan.
      I am going to approach a Crédit Moderne advisor to prepare my file.

  5. To obtain a personal loan to carry out a project, it was a real pain. I didn't think it was so complicated anymore that I have a job.
    Finally I found a credit organization worthy of the name that trusted me. With Crédit Moderne, I was able to give a little clarity to life.

    1. Quality financing through Crédit Moderne. You will quickly realize the many advantages that you have by going through the professional. In addition to the financing plan, which is transparent in terms of interest rates and the cost of credit, you benefit from the expertise of advisers.
      The credit also remains flexible throughout the repayment period.

  6. In order to find financing for a project, I wonder about the credit conditions offered by Crédit Moderne in the Antilles. I am the taker of a personal loan but I do not want to commit more than 5 years. If the contract can be done quickly, I am the taker. Thank you for your advice and opinions.

  7. I want to change my car. What are the auto credit offers at Crédit Moderne for financing? It's quite urgent, I have already found the vehicle I want to buy.

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