Bank Accord loan simulation

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Auchan stores support you in your purchases by offering you the Bank Accord loan . A financing formula to help you increase your purchasing power and benefit from a better quality of life on a daily basis. Using the same system as the Bank Casino loan or the Motorlender Bank loan , the Bank receives direct assistance from branches located in Auchan stores to improve proximity and contact. So no need to make an appointment, to speak with an advisor and set up your financing project, come directly! Obtaining a Bank Accord credit is of course conditional on opening a current account within the establishment and issuing a means of payment, namely the Accord card. This credit card will also open the doors to the store loyalty program.

But what financing does the lending agency offer? These are mainly personal loans, consumer credit and credit redemption. These can cover the purchase of a vehicle, the construction of your house or a project that is close to your heart. The role of payment facilities is to facilitate your daily life thanks to a dedicated money reserve. If you do not know which financing solution to ask for, share your projects with the Bank Accord teams who will direct you to the planned solutions.

Before going into details on the different financing offered, trying to distinguish the service provided compared to other players. Bank Accord wishes to bring you great added value both in the speed of processing and in the advice given. And that's not all, once the credit agreement is signed, the very accessible customer service team will take over and can assist you with any financial difficulties that arise in the future.

Types of Bank Accord loan

Bank Accord personal loan

The personal loan is a financing solution that is based on a well-defined project. It could be doing work, buying a car or motorcycle or any other personal project. In order to obtain it, you must therefore justify your need for money and try to quantify it. If it is a question of doing renovations, for example, the credit for work must be supported by quotes from professionals. If you want to carry out the work yourself, then you will need to quantify your raw material needs. When it comes to making a trip, it is immediately easier because you just need to present your invoice or a quote. Projects such as moving, preparing for a wedding, expecting a child… are perfectly acceptable to sales teams.

A quick simulation on the website will allow you to obtain for a borrowed sum the amount of the monthly payments but also the total cost of the credit. It's that simple, with interest rates generally lower than those on consumer credit because it relies on buying a tangible asset.

Bank Accord revolving credit

Several names for the same funding! The consumer credit or revolving credit or revolving credit refers to a loan of small amount over a short renewable period. Depending on your case, to adopt this payment solution associated with a credit card or simply by withdrawing from the Bank Accord package . Two alternatives, however, it is the same financing because the purpose is identical. The goal extends to offering households additional purchasing power over a limited period, generally at the end of the month!

No need for this type of Bank Accord loan to carry out an online credit simulation. The duration of the loan does not extend fixed and may vary according to your wishes. In order to obtain a solution at a lower cost, however, we recommend that you use the online consumer credit comparator. Many of its forms allow after three clicks to know the interest rates charged by the main players in the revolving loan market.

Bank Accord payment solution

Equivalent to consumer credit, the use of a payment solution is carried out using the same codes. You obviously need to have a means of payment, namely the Accord card, and go to the cashier to benefit from it. The difference is small, when paying for your purchases, you can opt for payment in installments. Usually spread between 3 and 10 times, these payment solutions can make it possible not to charge your bank account with a heavy purchase.

Bank Accord loan repurchase

Whatever your difficulties during the life of your contract, know that you can always count on your Bank Accord advisor who can redirect you to the loan consolidation solution. Also called repurchase of credit case in fact, following the signing of the contract, it is your bank adviser who will take charge of the repurchase of all your debts on behalf of the establishment. Significant gains are to be expected since you have the possibility of renegotiating the interest rate that affects all of your credits. It is common to see a reduction of around 30% in the monthly repayment due to this refinancing operation.

Bank Accord loan simulation



For those who wish to prepare their loan application on their own, the Bank Accord credit simulation tool is strongly recommended in order to know the borrowing conditions practiced by the establishment. The simulator is available 24 hours a day on the official website of the organization.

Bank loan agreement simulation
Bank Accord loan simulation

In order to carry out your simulation, it is essential to have understood the difference between the types of loan presented above. For good reason, you will have to accurately inform whether it is a mortgage, the project loan or a car loan. After that, enter the total amount of your project and vary the duration of the loan to see the amount of the monthly repayment adapt in real time. To know the exact interest rate of the financing, you just have to click on the “SIMULATE” button. Namely, loan insurance may be offered to you. However, it is optional.

Bank Accord customer area

Even before having signed the credit agreement, you have the opportunity to follow the progress of your Bank Accord loan application online thanks to the file tracking area. You will be asked for a number that was sent to you when you applied for credit. This interface will allow you to better know if the establishment is awaiting supporting documents.

But you will also have, once the funds have been transferred, access to your personal customer area . After a secure connection, you will see strategic information on your credit and your means of payment. It is for example possible to know the reserve available on your consumer credit from this space. You will be able to follow the different deadlines of your loan contract but also to know settlement after settlement of purchases made with your payment card.

Bank Accord customer service contact

At any time, something said may not be clear in your head. Do not hesitate to ask questions, customer service is there for that. To reach the team to find out about a product or for a possible subscription, you can dial 08 25 28 28 28 by telephone. If it is simply a question of settling a dispute, then prefer 09 69 39 77 39. Finally if the problem concerns the management of the customer account, then dial 08 25 28 29 30.

Bank Accord customer service phone

If, despite all this, you are not satisfied with the services offered by Bank Accord, you can write by post to the Bank Accord CS 60006 - 59895 Lille Cedex 9 Customer Complaints Department or contact the Complaints server on 09 69 32 86 86.

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13 Comments


  1. Bank Accord quickly put me at ease. I especially didn't want to have to bow down to find a refinancing solution, and I was surprised.
    Without even negotiating, an advisor let me consider a loan buyback. A good omen for the future.

  2. I would like a Bank Accord loan for the purchase of a car. Only problem, I have no input. I would like funding over 48 months, I took time to prepare my project. The online credit simulation is fine for me. Can you send me a file by post?

    1. With the Bank Accord there is no point in calling on your Bank when you have the possibility of obtaining financing directly in store. No paper, everything can be done directly by appointment, provided of course that you bring the necessary documents.

    1. I just submitted my credit application for a Bank Accord auto loan.
      How quickly do you think I will get an answer?
      I have already chosen the car and the seller to agree to put it aside for me until next week.
      I am in a hurry, can we speed up the release of credit?
      Thank you

  3. Bank Accord financing was obtained very quickly. Only concerning the follow-up I ask myself questions. I was told about an online customer area, but I did not receive any identifier. A bit of a hassle to connect without a password. I will contact customer service to try to resolve the situation.

    1. Very efficient in-store financing and the card costs nothing the first year. I don't understand why everyone isn't asking for it. In addition, with the Accord card, you benefit from reductions all year round.

  4. With Auchan and Bank Accord, it is possible to find financing quickly. Without wasting time, do your loan simulation online to move forward. More than to apply for credit in order to take advantage of a cash surplus.

  5. Directly thanks to the Auchan store you can obtain various financing thanks to the Bank Accord establishment.
    With rates at less than 4% interest, now is the time to take advantage of them to set up a low cost project. But be careful because to obtain the Bank Accord loan, you will have to submit your credit application and show that you have the capacity to repay.

    1. In order to find financing at the best rate, Bank Accord offers simple tools for setting up a project. I am really delighted with the loan terms and the quality of customer service. It's only been 3 months since I signed my credit agreement and I gained peace of mind.

  6. I am delighted that I chose Bank Accord for my personal credit. The financing was very well initiated and corresponds perfectly to my needs.
    If I have any questions, I always have a customer service representative on the phone.

  7. To move forward in life, it is better to be well supported. And Bank Accord credit can do you a lot of service. In order to fit out I called on a personal loan.
    The advantage of the Bank is proximity and above all speed. Within 48 hours of the loan approval, the provision was already in my bank account.

  8. Hello,
    I would like to have information on the Bank Accord loan in particular to know the interest rates. This is a credit of 20,000 US dollars over 48 months to carry out work.

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