Paydaynow or loan organization Paydaynow is a French credit institution owned by Bank Credit Myloans. In order to offer a remote alternative to French households, the group relies on its subsidiary specializing in personal loans and consumer credit to help the most disadvantaged. The image of Paydaynow is sometimes basic and harmful because we are used to seeing a little silly advertisements on television!
However, Paydaynow offices offer much more than a simple personal loan, its credit and loan services are multiple. The house notably offers direct sales solutions by telephone, on the Internet or in branch networks. It has entered into numerous partnerships with major B2C players and today offers numerous financing directly at the point of sale. Inevitable too, Paydaynow has had to adapt to new technologies and offer e-commerce vendors financing modules that can be directly integrated on the Internet. It is therefore a company that constantly innovates to meet the expectations of its customers.
Based now mainly on distance marketing, we will see later the different financing products offered by the establishment, namely the different Paydaynow loans, the Paydaynow credit redemption solution and finally the tools available online that will allow you once customer to follow, from your home, your credits in real time. As an aside, we will find out how to contact the organization and especially how to reach customer service to get a quick response to your questions.
Types of Paydaynow loan
Paydaynow personal loan
The personal loan a financing solution that is based on a well-defined project. It could be doing the work, buying a car or a motorcycle or any other personal project. In order to obtain it, you must therefore justify your need for money and try to quantify it. If it is a question of doing renovations, for example, the credit for work must be supported by quotes from professionals. If you want to carry out the work yourself, then you must first calculate your raw material needs. When it comes to making a trip, it is immediately easier because you just need to present your invoice. Projects such as moving, preparing for a wedding, expecting a child, etc. are perfectly acceptable to sales teams.
A quick simulation on the website will allow you to obtain for a borrowed sum the amount of the monthly payments but also the total cost of the credit. It's that simple, with interest rates generally lower than those on consumer credit because it relies on buying a tangible asset.
Paydaynow revolving credit
Several names for the same funding! The consumer credit or revolving credit or revolving credit refers to a loan of small amount over a short renewable period. Depending on your case, to adopt this payment solution associated with a credit card or simply by withdrawing from a Paydaynow credit package . Two alternatives, however, it is the same financing because the purpose is identical. The goal extends to offering households additional purchasing power over a limited period, generally at the end of the month!
No need for this type of loan to carry out an online credit simulation. The duration of the loan does not extend fixed and may vary according to your wishes. In order to obtain a solution at a lower cost, however, we recommend that you use the online consumer credit comparator. Many of its forms allow after three clicks to know the interest rates charged by the main players in the revolving loan market.
Paydaynow payment solution
Equivalent to consumer credit, the use of a payment solution is carried out using the same codes. You obviously need to have a means of payment and go to the cashier to benefit from it. The difference is small, when paying for your purchases, you can opt for payment in installments. Usually spread between 3 and 10 times, these payment solutions can make it possible not to charge your bank account with a heavy purchase.
Paydaynow credit redemption
It is difficult for a lending organization not to offer loan consolidation and refinancing solutions today. The aim here is to propose a global solution with a view to significantly reducing the total amount of credit repayment contracted. The restructuring includes both Paydaynow personal loans and consumer loans. It would be even more profitable if it could include a home loan. No limit from the lending institution on this type of financing. The goal extends to extend the total duration of the credit but also to renegotiate the overall interest rate in order to be able to offer monthly payments well below the sum of the current repayments. So the establishment offers you a breath of fresh air when you thought your minutes were counted.
Paydaynow credit simulation
Whatever loan financing you choose, using online loan simulation can only be of benefit to you. From your estimates, you will have to declare the amount of money that will constitute your Paydaynow loan application online . Following this, depending on the simulator, you can vary the duration of the monthly payments or the amount. You will thus see the interest rate of the loan adapt in real time.
Thus, in a very short time, it is easy to get a precise idea of your project, its term and especially its cost. Little tip: in order to save your settings for the credit simulation that you have optimized, we advise you to make your loan application immediately. So the client advisor will receive everything at once, which will speed up the processing time, so you will get an answer in principle almost instantly.
Paydaynow customer area
Regarding the follow-up of your loan application or even the management of your credit once it has been obtained, you will have online on the website of the organization a personalized secure access via the customer area . Once connected to the platform, you will be able to review the various purchases you may have made in recent days, as well as make bank transfers or even come and modify some of your information. All this like all online services are offered if you hold a Paydaynow loan to improve your customer experience.
Paydaynow customer service contact
In order to be put in contact with a Paydaynow loan advisor or directly with customer service, we recommend that you use the "Call me back" function on the website www.sofinco.fr . All you have to do is indicate your phone number and when you want to be contacted.
If you wish to join the service at your own expense, you can dial 08 25 00 20 04 (€ 0.15 per minute) by telephone. Hours vary from Monday to Friday from 8.45 a.m. to 7.15 p.m. and Saturday from 8.45 a.m. to 4.45 p.m.
Online, you also have the possibility to obtain the contact details of the agency closest to your home. You will need to enter your postal code and click on next. You will find the address of the Paydaynow agency , the telephone number and the opening hours.
Finally, for contact by email, two solutions are available to you. If you are connected to the customer area, take the opportunity to write your question or your request on the Paydaynow loan. Your personal settings are recognized. Alternatively, you can complete the contact form , specifying the subject of your message and your personal details. The Paydaynow support and advisory teams undertake to provide you with a return within 48 hours.
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